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With nearly 48,000 iPhone applications in circulation, it's easy to forget how young the mobile "app economy" really is. The iTunes App Store has been around only 11 months; it registered its billionth download after nine months.

Once, just having a smartphone application was enough, but the era of novelty -- the blowing, shaking, one-trick-pony app -- is pretty much over. To rise above the clutter, an app has to be truly useful, whether it's created by a brand or by an entrepreneur.

Read the full story in Advertising Age